92 results for author: Daniel Morris


Blockchain and Distributed Ledger Technologies are more than “Just Currency”

Distributed Ledger Technologies (DLT) are simple in nature and complex in operations. DLTs hold real promise in their ability to reduce “Friction”. Friction can be an economic cost and expense that strips your liquidity by forcing buyers and sellers to navigate through the “sludge” by adding unnecessary Steps and Bureaucracy. Like the preferred clean oil in your car, reducing friction improves more than your engine. Take the recent issue in the U.S. with tainted romaine lettuce. The romaine lettuce from Arizona was identified as dangerous for consumption and was pulled from distribution networks. Now, not all romaine was dangerous; ...

Goldman Sachs, Apple Team Up on New Credit Card

My prediction ApplePay “Crypto” is not too far away … Apple wants in the Crypto-Arena. Goldman Sachs and Apple are preparing to launch a new joint credit card (WSJ May 10, 2018), a move that would mark the Wall Street firm’s first foray into plastic and deepen the technology giant’s push into its customers’ wallets. The planned card would carry the Apple Pay brand and could launch early next year. Assume for the moment you are the leader of one of the most valuable companies in the U.S. (Apple) and you know there are simply just so many iPhones and other iDevices you can sell or sell to or provide services for. While ...

Today, The Future of Bitcoin was Determined in Lerwick, Scotland

Today I was in the village of Lerwick, Scotland (bay of clay), the largest city and main port of the Shetland Islands, a group of several hundred islands between the mainland of Scotland and Norway. These islands are home to some of the largest and longest standing fisheries along with Europe’s second-largest oil production plant. Lerwick is a wonderful return to a quieter time when like the theme to the TV Series Cheers proclaimed, “… Everyone knows your name…” Let’s Go Shopping My wife and I were shopping at a local store in Lerwick, Scotland; with family-operated values were a wonderful pleasure to experience. My grandparents ...

Forking the Crypto Highways: What? Why? When?

New Technologies and new Eras have several common defining aspects; one is the new language or refined definitions. Forking Crypto is one of them. Take the era of the 45 music-single where B-Side became a common expression for the song on the flip side of the hit. Sometimes the B-Side became a hit, however, it’s DNA was always predicated based upon its early position relevant to Side-A, the “hit” side. Crypto (cryptocurrencies) is no different. Language morphs and grows with the times; Cool changes with usage and with age. When new technologies explode onto the scene, old words must take on new meanings or the new age opportunity ...

Two Days in Washington DC: There are no absolutes – Only Trade-Offs

Nearly everyone who visits their Congressional Delegates “wants” something from them. They are either lobbying to promote a favor they seek for themselves or it’s their job (paid) to do so for someone else. Favors come in many flavors. Some are simple and others complex. Some require education and or other methods of persuasion, because of the many opposing viewpoints and choices. Good and Fair Governance remains difficult at best. During our Oregon Business group’s visit to Washington D.C., we had an assigned agenda from our group full of wants and desires. Each agenda item was designed to promote an aspect of the Oregon Economy. Of ...

Privacy in the Digital Age: When the Product is Free … You are the Product

This has been known in most Web 2.0 (Wikipedia) circles since it’s inception. Products, Services, and Information with Internet portals like Facebook, SnapChat, LinkedIn, Twitter, and nearly all other social media channels modern communication forms; notable are Google’s slate of “Free” offerings; in essence “The Deal”: “We will provide you this awesome tool for free” and in exchange you must agree to certain requirements (your privacy), usually your data. Web 2.0 refers to World Wide Web websites that emphasize user-generated content, usability (ease of use, even by non-experts), and interoperability (this means that a website ...

Another Cryptocurrency Primer of Our Cyber Universe: Who, What, and Why They Differ

Who are the major players I think you should be aware of What’s a DAO (Decentralized Autonomous Organization)? If Cyber Currency is so Great, Why are there so many challenges in the Community? My Crystal Ball The cryptocurrency, or digital currently world is complex with a few core leaders and hundreds, if not thousands, of related active alternatives. All are predicated on the concept of the Blockchain or often referred to as the Distributed Ledger Technology (DLT). While the core history of Bitcoin and its related alternatives is fairly accessible via a simplified web search, popular media, and even “analog” books, I have ...

Two Days in Washington DC: Understanding What Could Be and How It’s Done

Generally speaking we all desire the same outcomes and benefits. Our processes are different. Politicians desire robust economies with happy, healthy, and enriched citizens free of conflicts and stress. Business leaders desire robust economies with happy, healthy, and enriched citizens that are willing and able to purchase their products and services. I recently became a member of the Portland Business Alliance (Portland Chamber of Commerce) and the Oregon Business Council in the Organizations’ annual pilgrimage to Washington, DC to meet with our elected officials and several senior administration representatives to promote the needs and ...

The New Tax Code: Consider Savvy Restructuring

We won't say we were barraged with questions of concern after the announcement of the most sweeping U.S. tax legislation in more than 30 years, but pretty darn close. At least we're starting to have "Strategic" conversation about Taxes now instead of it being an afterthought. The 2017 Tax Cuts and Jobs Act and Opportunities While the new legislation includes many pro-growth features, including a deep reduction in the corporate tax rate, a scaled-back state, and the local tax deduction, full expensing for five years, and lower individual tax rates, discipline is essential. It is essential that discipline be practiced at the corporate leadership ...

Disaster Preparedness Part II: Preparation Now Defeats Panic Later

Nature is a harsh mistress. Changing conditions, from calm to an angry fury can suddenly and frequently happen without notice. Knowing what to do when nature strikes creates pathways for survival whereas not knowing what to do can lead to frequent and unnecessary pain and suffering. Let’s avoid it unnecessary pain. During my years as an adjunct professor at Foothill College in Los Altos, California, we were advised that should an earthquake event occur, it could be up to seventy-two hours before help arrives. Three days is the benchmark necessary to allow first responders to resolve the most urgent and life-threatening matters before basic ...